On the net investing is continuing to grow significantly within the previous several years. The inventory broker have to start using a broker to get into his or her investment orders.

The stock market, with its volatility and general downward trend lately, has many people spooked. However, it is important to note that by choosing wise additions to your investment portfolio now, you can benefit immensely in the future. The secret is carefully researching your options and choosing value stocks.

What are value stocks?

Contrary to popular belief, value does not equal cheap. So not all value stocks are inexpensive. Some, indeed, can get rather expensive. Instead, value stocks are those that consistently offer returns, year after year. These are venerable stocks like Coca-Cola (which just reported some good earnings) and Exxon Mobil (record profits -- again), that have solid business practices and good underlying fundamentals. Value stocks are those that are most likely to survive economic slowdowns, recessions and even depressions. Why? Because many of them have already done this.

Returns on value stocks

It is important to note that returns on value stocks aren't as dramatic as the returns on growth stocks. Growth stocks may explode higher one day and then a couple days later completely implode. They are generally considered less stable. As a result, growth stocks are more affected by stock market trends. Value stocks are generally shielded from the huge swings in value. They tend to gain at a steady pace, offering modest returns of between 5 percent and 10 percent a year. They are great additions to an investment portfolio that is looking to add a little stability.

Investing in value stocks during a down market

The reason that it can be a good investment strategy to invest in value stocks during a down market is because it is possible to buy more shares at that time. When the stock market is down, nearly every company drops. A value stock that was going for $80 a share may drop to $65 or so. This is a great time to buy. You can buy up more shares for your money (especially if you are using dollar cost averaging). When the stock market recovers (as it usually does in the long run), your value stock will probably return to its $80 level eventually, and maybe even solidly plod to $85 or $90 over the course of the next several years. And you got a good portion of your shares on sale for $65! You can see how good that would be for your investment portfolio.

Of course, caution is needed. You need to make sure you are choosing solid companies that are likely to recover from the down market. Choosing the wrong company, just because it is "cheap" can mean disaster later on.

Disclaimer: I am not an investment professional. This is not investment advice. Do your own research and/or consult with a professional before making an investment decision.

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Making your home Wheelchair obtainable. Very well the vital thing to view may be the peak that you will have got.

The Americans With Disabilities Act requires many public buildings and businesses to be accessible to people that use wheelchairs and wheelchair users also need accessible homes, of course. If your home or place of business has stairs to reach the entrance, you can build a wheelchair ramp to allow wheelchair users access. It's important to build a ramp correctly so that it's safe and easy to use.

Step One

Check local building codes to find out if you must have a permit before building your wheelchair ramp.

Step Two

Plan to build a ramp with a rise of no more than one inch per foot of ramp in accordance with the Americans With Disabilities Act standards. That means if your ramp must go up to a level of 10 feet, it must be ten feet long. Measure from the ground up to the level where your ramp must reach to determine how long the ramp must be.

Step Three

Build switchbacks into your wheelchair ramp if you do not have enough room to make a ramp long enough without switchbacks.

Step Four

Construct a ramp at least 36 inches wide to easily accommodate a wheelchair. You may find the ramp easier to use if you build it a bit wider than that.

Step Five

Build landings at the top and bottom of your wheelchair ramp and at any switchbacks. Make all landings at least five feet long and at least as wide as the ramp. You may find the ramp easier to use if you make any landings at switchbacks longer than five feet.

Step Six

Select pressure treated wood to construct your wheelchair ramp to increase durability and prevent rotting of the wood. Build your ramp from concrete or aluminum if you prefer. Select wood or other materials that match the exterior of your home or business for the best appearance.

Step Seven

Install sand grit strips on a wooden ramp to improve traction as wood becomes very slippery when wet.

Step Eight

Install handrails on both sides of your wheelchair ramp. Make the handrails 30 to 38 inches high.

Sources:

Mobility Advisor. http://www.mobility-advisor.com/build-a-wheelchair-ramp.html . Build a Wheelchair Ramp.

Adaptive Access. http://www.adaptiveaccess.com/wood_ramps.php . Wood Ramps.

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What exactly is the Stock Market? It is a great structured program wherever any individual and also all people may either purchase or perhaps offer their own futures or maybe shares

A lot of people are talking about the credit downgrade and the stock market slide over the past couple of weeks. Questions are being asked about the recent events - what will they mean for the markets, for business, and the economy in general.

Well, not a lot of people have an answer to any of those. But it is possible to take a look at some recent news and reports about current hiring statistics to get a better idea of how the job creators feel.

Bloomberg News wrote an interesting article about companies that want to hire in the U.S. but can't find qualified workers. Despite the nine plus unemployment rate, employers are having a hard time locating people with the right skills and experience. Entrepreneurs in particular are saying that talent searches now are as challenging as they've been before recent market conditions.

Crain's also spoke of employment recently and wrote an article about the rise in freelance workers. As businesses continue to move to a contingent workforce, employers find that leveraging freelance talent provides benefits such as increased flexibility and reduced overhead. Though this model could be challenging from a management perspective, the economic efficiencies seem to outweigh any changes that need to be made to Human Resources infrastructure. On the talent side, there also seems to be a shift among professionals across a wide variety of industries, as they build "portfolio" careers from a number of freelance opportunities.

So let's see -- Those businesses that are actively looking to hire full-time employees cannot, while those talented job seekers who could have a full-time job may instead want to freelance? Interesting, confusing -- Yes!

The very best strategy for building a strong team is to invest in identifying good people. And what better way to do that by starting out on a project or short-term basis. If the relationship is successful, you found the folks you will turn to when you're ready to hire full time. Alternatively, perhaps you'll identify your go-to group of freelancers. In either case, it all begins with finding the talent. And of course, that includes interns, who may in fact have the most cutting edge skill set of all.

One great thing about taking a "slow build" approach? It's recession proof. Regardless of the direction of the markets, having great people on speed dial allows you to quickly staff up (in whatever form) at whatever time is right for your business.

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Stocks together with minimal price/book ratios or perhaps price/earnings proportions. Until recently, worth stocks get enjoyed better average dividends than expansion stocks and shares (stocks and options having substantial price/book as well as P/E quotients) in many different international locations

Just over 20 years ago, mathematician Jim Miekka created The Hindenburg Omen. Nothing to do with the big German airship that burst into flames in the 30s, The Hindenburg Omen is supposed to be a predictor of a stock market crash. It basically says that during a normal period (and there's not much agreement on what period in the NYSE is ever classified as truly 'normal') a large number of stocks may set new annual highs or new annual lows, but at different times. If however this happens at the same time, then this is a good indicator the stock market is going to crash. Thus The Hindenburg Omen.

But, is The Hindenburg Omen something you should be paying attention to? Does it really accurately predict a stock market crash? No, it doesn't. And here's why.

Prediction is Only 24% Accurate - Since The Hindenburg Omen was first triggered back in 1987, it has only been correct 24% of the time. Yes, you read that correctly - less than 1 in 4. Now, as someone who follows the stock market relatively closely, I can give you a prediction the stock market will crash this month with a 50% accuracy rate. Either it will, or it won't. So a predictor like The Hindenburg Omen that's only been correct a handful of times, even though market conditions have triggered it many times, is worse than useless. Any 'expert' on CNN or MSNBC has a better success rate than that.

Self-Fulfilling Prophecy - Of course, every time The Hindenburg Omen is triggered, the market falls. Why? Because investors, who are known to panic and sell quickly at even the smell of bad news, panic and sell quickly. That drags the stock market down until investors who are smarter, buy back in at a lower price, thus almost guaranteeing themselves a hefty profit. With The Hindenburg Omen being triggered four times this month, the stock market has fallen. Will it go back up? Of course it will. It always does.

Recent Hindenburg Omen Triggers - Market conditions have triggered The Hindenburg Omen four times in the last three weeks. Beginning on August 12th, then again on the 20th, 24th and 25th of August. Yet, so far, no stock market crash. Sure, the stock market went down, then went right back up, to go down again and on and on. That's a normal stock market and nothing indicates, as yet, it's anything different that would cause a stock market crash.

The Omen That Cried Wolf - The more times The Hindenburg Omen is triggered, the less effective it is. It's now been triggered four times this month but there's still no stock market crash in sight. The more it does this, the less investors are going to listen, the more they'll buy in and the more useless The Hindenburg Omen is. Finally having the opposite effect of the real 'boy who cried wolf story', as stock market crashes not happening will bolster investor confidence and ensure that they don't.

Polls Show Most Still Invest in Stock Market - Even after The Hindenburg Omen was triggered four times this month, polls still show most investors think it's better putting your money in stocks than in bonds. And many said they weren't going to let something like The Hindenburg Omen stop them from investing in the stock market. Now they are the smart investors.

Sources:

The HIndenburg Omen is seen: Will a stock market crash follow? - Daily Finance

What exactly is The Hindenburg Omen? - CNBC (with video analysis)

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Precisely what is the Stock trading game? It is a good prepared program wherever anybody in addition to all people can easily possibly acquire as well as offer the stocks or even stocks

Taking part in share trading and stock market has made people rich in the past. In the present day, this trend is still gaining popularity because of the fact that it ensures large amount of returns if the steps are taken properly. The investors especially the first timers tend to look around themselves so that they can catch hold of somebody or something that can provide these beginners with suitable stock market advice. The advice that is required are mainly related to the right times to buy a share or to sell one. What are the reliable sources that can provide stock investing advice?

There are a few sources that are considered credible enough to provide stock related and investment advice. Two of these sources are stock market news and stock market report. The stock market news provides detailed reports related to the stock market situation around the world. The best things about the news related to stock market is that the news are that the news is easily available on the websites and can be found in interactive, user friendly pages. The news page offers separate sections related to pre market survey, after hour discussions, queries from investors and a separate link that provides various stock market strategies for the investors. Not only have these, the news pages also offered links for subscription to business and financial magazines.

The stock market report provides in depth report of a particular stock exchange. However, the users have the option to choose the particular market or stock exchange that they want to receive information from. The market reports also provide detailed information regarding the strength of the sectors. The reports show as to which sector is strong and which one is weak. Various reports regarding stock markets and stock exchanges are easily available on the websites. Advice provided by various softwares

Various softwares are so designed and programmed as to provide real time stock quotes to the investors. Simulating softwares that involve fake money, fake buying and selling of stocks based on real time quotes as well as stock picking softwares, all provide the users with real time stock quotes. This is done so that the investors get accustomed with the real life situation and are prone to make lesser mistakes.

There are thousands of websites on the net that are dedicated in offering reliable stock market advice. But the question always remain as to how accurate returns can these advice generate. It is true that the easy accessibility to the stock related news, stock related reports and the stock picking software have eased things both for the experienced investors as well as for the novices. But it is always recommended that at the end of the day always rely upon your common sense while you deal with the stocks in the stock market.

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Guide to be able to inventory alternative trading

The Internet along with the computer has brought online stock trading available to anyone with an Internet connection and some money to invest. Having easy access to a trading account has a disadvantage. If you are not careful in selecting your stocks, you could easily lose all of your money. How to pick winning stocks will be addressed in a different article. We will concentrate here on how to open an online stock trading account.

Online stockbrokers come in two forms. The first type is what is called a discount broker. The second type is called the deep discount broker. It should be obvious that the main difference between these two types of online stockbrokers is the commissions they charge. Discount stockbrokers have commissions that range between $7 and $12 per trade. The deep discounted broker has a commission rate as low as one dollar per trade.

Regardless of which type of stockbroker you choose, you will not be dealing with a person. All stock transactions and communication will be done over the Internet. That is how they can charge such a small commission. If you need to talk to a live person, there is often a charge for that. Be aware of the fees and policy before you sign up.

It is important to know if the stockbroker you choose has real time access to stock trading prices. Sometimes there will be a fee for real-time access. Make sure the website clearly states that they offer real-time quotes. Because the commission rates on deep discounted broker's is so low, they often charge extra for real-time price quotes. If the broker you are considering does not offer these real-time quotes, look elsewhere. Unless you are a long term trader you need up to the minute quotes. The time lag between the actual quoted price and delayed price quote could end up costing you more than the commission would have otherwise been. Therefore, be prepared to pay a higher commission for a more accurate, real-time stock quote.

Once you have done your research and have chosen a broker, you will then need to complete the online application form. In most cases you can fill out the form online and submit it. Be prepared however to print out the application and send the hard copy to the broker as confirmation before you will be allowed to trade online.

Competition is very strong in this field. Because of that, you will probably not have to pay any additional fees. Many times the broker will offer incentives for you joining and trading at their site. The incentive is often a certain number of trades for free for the first month. There may be an inactivity fee, however. That means if you have not had a trade in a certain number of months, they would charge you an inactivity fee. Read the documentation closely so that you are aware of this charge. If your account is an IRA, the inactive fee does not apply.

Once your application is completed and sent to the broker, you will be instructed as to how to deposit your money with them. They may accept a credit card as deposit. If not you will have to make a physical payment into their bank. This can either be done with a check or a wire transfer. Once your account is funded, you are ready to start trading.

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New Accessible Taxis for PWDs-- Dispatch Program Needs UsersNeighborhood: all 5 boroughs
New York City, NY 10000
United States of AmericaAlmost two decades ago, disability advocates went to then-Mayor of New York City, Edward Koch, to obtain his support for the proposed program to make New York City's public bus system wheelchair-accessible. To everybody's astonishment, Mayor Koch, who had a legacy of liberalism and progressivism, was not supportive. The reason Mayor Koch objected to the accessible-bus program, which would equip each bus with a motorized wheelchair lift, was not because the mayor was not sympathetic toward people with disabilities [PWDs]. He objected to the costly modifications because he believed PWDs would not use the accessible buses, and the expense would be for naught. Moreover, he was afraid that able-bodied riders would object to the extra time spent to get a PWD boarded, and would resent the new system, and the PWDs.lifts ta Koch feared the resulting backlash of able-bodied riders venting anger toward PWDs would be counter-productive, and cause increased alienation and isolation of PWDs.

Several years later, Ed Koch had to admit that he had been mistaken. The accessible-bus program became a success. Today, every MTA New York City bus is equipped with a motorized ramp. It takes very little extra time to board a wheelchair, and the able-bodied riders rarely exhibit annoyance. As a PWD myself, I am amazed at how efficient this system is. At the beginning, I understand there were growing pains -- broken lifts, or bus drivers who claimed their lifts were broken out of laziness or resistance -- often leaving PWDs in wheelchairs waiting for several buses. But I have had nothing but efficiency and friendly, gracious bus drivers.

Now, there is a new program in place. New York City has an ever-growing fleet of wheelchair-ramp-equipped taxis, pictured at this link PWD advocacy groups are trying to get more fleet owners on board to replace old taxis with newer accessible models. Formerly, it was very difficult to find an accessible taxi to hail from the street. But now there is a dispatch program in place. A PWD can now call 3-1-1 and ask for the accessible taxi dispatch. The call will then be routed to an appropriate dispatcher, who will send out a ramp-equipped taxi. According to a statement from the Disabled Network of New York City [DNNYC] this week "Arguments against adding more taxi and livery services for riders with disabilites have long been based on the low numbers of people using existing services. Based on the figures available, taxi and livery drivers assert that providing taxi service to PWD's cannot be profitable. Ridership of PWD's for the recently launched wheelchair accessible taxi project is below projected levels." So, in order to make this accessible-taxi program viable and profitable, PWDs have to make a concerted effort to use the accessible taxis through the new 3-1-1 dispatch system. Eventually, New York City hopes to be like London, England, a city where every taxi is equipped for wheelchairs. For more information about the accessible taxi program, click here.

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Daily <b>News</b> front page splash &#39;flat wrong,&#39; says NBC : CJR

The New York Daily News was quick to splash Tuesday's front page with news that NBC's Hoda Kotb was being flown in to rescue the Today Show's Olympics coverage from Savannah Guthrie. The paper used two sources at ...

Daily <b>News</b> front page splash &#39;flat wrong,&#39; says NBC : CJR

Digg relaunches as a general <b>news</b> site

The new Digg has just been relaunched and is now available for everyone. The new website displays all contents on the frontpage with no option to dig deeper.

Digg relaunches as a general <b>news</b> site

Crossroads GPS: &quot;<b>News</b>&quot; - YouTube

Tell President Obama: for real job growth, stop spending and cut the debt.

Crossroads GPS: &quot;<b>News</b>&quot; - YouTube